Disability
Disability insurance provides income protection for individuals who are unable to work due to sickness or injury. Disability insurance exists either through benefits provided as part of employee group benefits, private insurance coverage or coverage purchased to insure mortgages or loans. For serious and prolonged disability, disability benefits may also be applied for under the Canada Pension Plan.
Michael has extensive experience in dealing with disability benefit claims. He is a fierce advocate for his clients in obtaining and maintaining their benefits through a sometimes difficult and lengthy process.
Anyone who becomes disabled from working should immediately apply for any available disability benefits through work coverage, private insurance plans or the Canada Pension Plan. This should be done as soon as possible as there are often time limits on your ability to claim benefits.
Unfortunately, both insurance companies and the Canada Pension Plan routinely deny claims or terminate benefits of eligible claimants. In the event that your claim has been denied or your benefits terminated, consult a lawyer. A lawyer can advocate on your behalf to prove your eligibility for disability benefits or to help re-instate benefits to which you are entitled. Having your disability claim approved will make all the difference for the future of you and your family.